OUR PRESENCE Local Reach. Multi-state Capability. Where Field Presence Meets Operational Discipline. Annai Credit Services operates across Tamil Nadu and Kerala, supported by a network of 6+ branches. Our branch network is strategically positioned to support local borrower engagement and responsive field execution. 6+ BRANCHESOur growing operational network provides the field presence required to manage recovery portfolios across our operating regions. TAMIL NADUOur home market and core operating region, supported by an established branch and field network. KERALAExtending our operational reach beyond Tamil Nadu to support multi-state portfolio requirements. LOCAL KNOWLEDGE. STANDARDIZED EXECUTION. Each branch combines local field capability with the broader Annai operating framework. Standardized SOPs, Team Leader accountability and centralized operational discipline create consistency across the network. OUR NETWORK IS BUILT TO RESPOND. For recovery operations, proximity matters. Local field presence enables faster borrower engagement, stronger geographic coverage and responsive portfolio execution. View Our Branch Network